Life Needs Solutions Health Solutions Tata AIA Life Insurance Vital Care Pro
UIN: 110N128V01

Tata AIA Life Insurance Vital Care Pro

Product Overview

Non Linked Non Participating Health Insurance plan

It is said “You can't predict the future, but you can plan for it”. Similarly, you may never know what the future has to offer, but you can certainly protect yourself and your loved ones from a few of the harsh uncertainties that life may throw at you. Your health and well-being are two such aspects, that you would always like to protect.

Presenting Tata AIA Life Insurance Vital Care Pro, a Non Linked Non Participating Health Insurance plan, which offers you superior health care protection with multiple options at an affordable cost. The plan not only offers you the flexibility to choose from a Lump Sum Benefit or Lump Sum plus Regular Income Benefit while covering 15 critical illnesses, but also provides you with the floater option to cover your spouse at the same time.

So go ahead and paint the future you always desired... carefree!

L&C/Advt/2016/Jul/431

Key Benefits

Tata AIA Life Insurance offers you a unique Critical Illness Plan which pays you a lumpsum amount, in case of an unfortunate event of you being diagnosed with any of the 15 covered Critical Illnesses (CI), during the term of the policy. What more, you can also cover your spouse under the same cover.

  • Get Lumpsum Critical Illness cover up to Rs. 60, 00,000 on diagnosis of any of the 15 covered Critical Illnesses.
  • Hassle free purchase experience through no medicals1
  • Affordable premiums for Priceless Care.
  • Get additional monthly payouts on Critical Illness Benefit claim, which becomes payable, for a period of 10 years2.
  • Flexibility to choose from following options:
    • Pro Care - Lumpsum Benefit
    • Pro Care Plus - Lumpsum Benefit with Income Loss Benefit
  • Spouse also can be covered under the same plan
    • Duo Care - Lumpsum Benefit with Joint Life
    • Duo Care Plus - Lumpsum Benefit with Income Loss Benefit with Joint Life
  • Tax benefits u/s 80D of the Income-Tax Act, 1961
  • 1No medicals up to the Sum Assured of Rs. 20,00,000, 2 Based on the option chosen

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Disclaimers

  • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance
  • Health Insurance cover is available under this product
  • For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
  • Participation by customers shall be on voluntary basis
  • Service Tax including Surcharge and Cess is payable on Life Insurance premium as per applicable laws. Tata AIA Life Insurance Company Limited reserves the right to recover from the Policyholder. All taxes, duties, surcharge, cesses or levies, (including but not limited to Service Tax and TDS), as may be imposed by Government or any statutory authority from time to time by premium adjustment or other forms as deemed appropriate.
  • Company may request medical examination based on the Board Approved Underwriting Guidelines. In the event of the Company requesting for a medical examination, the cost of such medical examination shall be borne by Tata AIA Life.
  • In case of sub-standard lives, based on proposer's health or occupation, extra premium will be charged as per the Company's Board Approved Underwriting Guidelines. Policy will be issued only after obtaining the consent from the Proposer on the additional premium charged.

For more information, call the Tata AIA Life Insurance Company Ltd Helpline number at 1860-266-9966 (local charges apply) or Visit us at: www.tataaia.com or SMS 'LIFE' to 58888.

Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110). Registered & Corporate Office Address: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDA of India clarifies to public that

  • IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.