Tata AIA Life Insurance InvestOne

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

THE LINKED INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICYHOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.

Every milestone is memorable throughout the journey of Life. From the birth of your child to first day at school to the purchase of your dream home or entering your golden years; each of these 'once in a lifetime' experiences are what makes your life precious.

As people, it's in our very nature to protect what we value most and what's more priceless than life itself? Tata AIA Life Insurance Company Ltd. presents to you Tata AIA Life Insurance InvestOne, an attractive Unit Linked Insurance Product that offers you the opportunity to plan for your once in a lifetime experiences with a onetime premium plan. It comes with Loyalty Additions and Guaranteed Maturity Addition that assure you maximized returns on maturity.

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L&C/Advt/2015/Sep/438

• Pay premium once and enjoy dual benefits of insurance and market linked returns
• Option to choose your policy term between 15 to 30 years
• Guaranteed Maturity Addition* to enhance the maturity benefit
• Loyalty Additions* every five policy years starting from the tenth policy anniversary
• Attractive premium allocation charges
• Flexibility to choose from 8 Fund options along with two new funds
• Choice of 2 Investment Portfolio Strategies - Protect Returns Of Funds Increased Over Time (PROFIT) and Enhanced Automatic Asset Allocation Plus (Enhanced AAAP)
• Tax benefits u/s 80C of the Income Tax Act, 1961

* For more details on Guaranteed Maturity Addition and Loyalty Additions, please refer to the section 'What are your Benefits?' in the product brochure.

• Investments are subject to market risks
• Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Please know the associated risks and the applicable charges from your Insurance Agent or the Intermediary or policy document issued by the insurance Company.
• The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund's Unit Price will be affected by interest rates and the performance of the underlying stocks.
• The performance of the managed portfolios and funds is not guaranteed and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. Past performance is not indicative of future performance
• The Premium paid in the Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the Insured is responsible for his/her decisions
• Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the total premiums paid.
• Please know the associated risks and the applicable charges, from your Insurance Agent or the Intermediary or policy document issued by the insurance company
• The brochure is not a contract of insurance. This brochure should be read along with sales Illustration. The precise terms and conditions of this plan are specified in the policy contract available on Tata AIA Life website.
• Tata AIA Life Insurance Company Ltd. is only the name of the Insurance Company and Tata AIA Life Insurance InvestOne is only the name of the Unit Linked Life Insurance Contract and does not in any way indicate the quality of the contract, its future prospects or returns
• This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed Issuance plan and it will be subject to Company's underwriting and acceptance.
• Insurance is the subject matter of the solicitation
• Insurance cover is available under this product
• Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's insurance Website /Advisor/ branch.
• Participation by customers shall be on voluntary basis
• This product will be offered only to Standard lives
• In case of non-standard age proof ( which will only be allowed in case of the minimum premium multiple is chosen) extra charge will be charged as per our underwriting guidelines

For any information including cancellation, claims and complaints, please contact our Insurance advisor or visit Tata AIA Life's nearest branch office or call 1-800-267-9966 (toll free) and 1-860-266-9966 (wherein local charges would apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com or SMS 'LIFE' to 58888

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No. 110), CIN No. U66010MH2000PLC128403 Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013